Provident Bank of New Jersey

Even smarter than a 5th grader. 5.01APY1 % On daily balances up to $25,000 EARN ATM FEE REFUNDS2 1-800-448-PROV ProvidentSmartChecking.comMember FDIC It’s easy to qualify and earn this great $mart rate each month when you simply: Make a minimum of 10 Debit Card signature-based POS purchases Receive one Direct Deposit or process one automatic ACH debit Enroll in FREE Online Banking & receive E-statements monthly Plus,earn bonus ProvidentPerksSMreward points for each signature-based purchase you make with your Provident Visa®Debit Card. 15.01% Annual Percentage Yield (APY) paid on daily balances up to $25,000, and 2.00% APY paid on all amounts above $25,000 each period that the qualification requirements are met. If you do not meet the qualification requirements for a statement period, your account will still function as a free checking account earning 0.25% APY; however, it will not receive ATM fee refunds for that time period. Rates as of April 21, 2008. We may change the APY at any time after the account is opened. No minimum balance required, however, you must deposit a minimum of $50 to open this account. Available to consumer/personal account holders only. No monthly service charges. 2All nationwide ATM fees will be refunded provided qualification requirements are met. *Provident $mart Checking is powered by BancVue. * <WEBSITE>ProvidentSmartChecking.com</WEBSITE>